Kolar
Category
Fintech
Fraud & AML detection
Use cases
AML & financial crime
Kolar clears the alert. Forest proves who decided what, when. On data that never leaves the client's infrastructure.
Kolar automates repetitive AML/KYC work: PEP/sanctions false positives, transaction-monitoring triage, B2B verification, enhanced due diligence. Founded by Jean-Eloi Rateau (ex-compliance, Qonto, Lemonway, DeFacto). Screening asks: is this match a false positive? The audit asks: who decided, when, under which rules — and can you prove it? Kolar answers the first. Its agents run inside Forest's control plane, which answers the second: RBAC, scopes, record-level audit trail.
Kolar decides. Forest proves it.
Kolar brings the agent: the compliance decision logic, PEP/sanctions screening, merchant verification, enhanced due diligence. Forest brings the control plane: data access, RBAC, the audit trail. Kolar's agents run inside Forest's runtime; Forest governs and logs every action, human or agent — same rules for both.
Screening asks: is this match a false positive? The audit asks: who decided, when, under which rules — and can you prove it?
Kolar answers the first question. Forest answers the second, for every agent connected to the client's infrastructure — not just Kolar.
iWhy this partnership is meaningful.
Every new source Kolar wants to reach is an integration to open and an RBAC scope for the client's security and compliance teams to revalidate. At banking-group-backed fintechs, that's exactly what stalls a deployment: a new AI vendor with direct data access triggers 6 to 12 months of group-level validation, with an uncertain outcome.
Forest is already that validated layer.
Live, read-write, governed by RBAC already in place — collection-level permissions, conditional permissions, per-user scopes — no ETL project, no pipeline to maintain. Kolar inherits an already-audited perimeter instead of opening a new one. The model is swappable. The trust layer isn't.
Swan already runs this way.
Kolar (merchant verification) and Forest (transaction monitoring) operate side by side, at the same client, each on its own perimeter, under the same governance.
One more agent. One audit trail.
Resources & install
Kolar automates repetitive AML/KYC work: PEP/sanctions false positives, transaction-monitoring triage, B2B verification, enhanced due diligence. Founded by Jean-Eloi Rateau (ex-compliance, Qonto, Lemonway, DeFacto). Screening asks: is this match a false positive? The audit asks: who decided, when, under which rules — and can you prove it? Kolar answers the first. Its agents run inside Forest's control plane, which answers the second: RBAC, scopes, record-level audit trail.
Frequently asked questions
What does Kolar actually do?
Kolar runs four AML/KYC workflows end to end: PEP/sanctions alerts, transaction-monitoring triage, B2B verification, enhanced-due-diligence drafting. Every case closes with a decision, a rationale, and an audit trail.
How does Kolar plug into Forest?
Over REST API, orchestrated inside Forest workflows. Kolar also ships its own MCP server (8 tools) for teams that want to call the agent directly — model-agnostic, supplier-agnostic.
Does Kolar suggest a decision or resolve the case?
Kolar resolves it. No suggestion to validate by hand — a decision, with its rationale. Ambiguous cases escalate to an analyst through Forest's maker-checker.
Does Kolar's audit trail hold up under review?
Yes. Every decision carries a structured rationale and a two-level, record-level audit trail. The enhanced-due-diligence workflow also outputs the regulatory XML format used for suspicious-activity reports.
Which use cases are already in production?
B2B verification runs in production at Swan. PEP/sanctions alert resolution runs in production at Alma, clearing most of the flow without a human touching it.
Do you need an integration to use Kolar?
No. Kolar connects, through Forest, to databases already governed by existing RBAC. No new data pipeline, no new security review for every source Kolar touches.
Do you have more questions?
Book time with a Forest expert.