Insurtech
With Forest, run quote, underwriting, claims, fraud review, and reporting on top of Guidewire, Duck Creek, or your policy admin core.
Forest hosts the case-driven work of insurance ops: quote, bind, claim, fraud review, regulatory submission, all on the same case backbone.
Quote and customer onboarding
Applicant data, KYC where required, document checks, and risk routing run as steps in your quote workflow. Agentic triage on routine quotes.
Underwriting workflows
Underwriting cases live on the policy record with the application, supporting data, and underwriter notes. Approvals are part of the case.
Claims intake and assessment
Claims land from your support tool, your customer portal, or a partner. Evidence assembles across systems; AI agents draft routine assessments.
Fraud review across the lifecycle
Fraud signals from your detection providers land in the case bundle. Reviewers see the policy, the claim, prior cases, and reasoning in one view.
Regulatory reporting
Solvency II, FCA returns, and partner reporting package on schedule. Forest assembles the report; your team reviews and submits.
Audit on every claim and policy
Every decision, every payout approval, every comms touch is recorded against the policy or claim. Regulator-ready bundles export on demand.

Built for regulated insurance
A complete view per policy and claim
Policyholder, policy, claims, fraud signals, and prior cases live on the same record. Underwriters and claims handlers work from one view.
Governance for humans and AI agents
Roles, approval thresholds, and two-person reviews apply to your team and your AI agents the same way. Every action lands in one audit trail.
Plug into your policy admin core
Guidewire, Duck Creek, Sapiens, and your providers fully connected, ready to tap from your workflows. Adding a fraud or KYC provider is configuration.
Plug into your insurance stack
Frequently asked questions
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Does Forest price risk or hold reserves?
No. Pricing, reserving, and capital management stay with your actuarial tools and your core. Forest hosts the operational layer on top: underwriting, claims, fraud review, regulatory reporting.
How does Forest connect to my policy admin core?
Forest reaches your stack through datasources (for policy, claim, and customer data) and through MCP connectors (for calling Guidewire, Duck Creek, Sapiens, your fraud providers, or your reinsurers inside workflows).
Can my AI agents handle routine claims?
Within the rules you configure. AI agents can run first-pass assessment on low-complexity claims (configured by amount, type, and customer state), drafting the rationale for the record. Anything outside the rules routes to a human assessor.
How does Forest support Solvency II reporting?
Solvency II reports run as scheduled workflows. Forest assembles each from operational data, routes through internal review, and exports for transmission. Submissions are logged with the case.
How do you ensure customer data never leaves our environment?
The Forest backend runs inside your infrastructure, alongside your databases. Customer data travels to a provider only when its service is called, and the response is logged back to the case. Data stays in your systems of record.

